Victorian legal guide

How does a TAC claim work in Victoria?

General information for people in Victoria · ORLA Connect

The Transport Accident Commission (TAC) runs Victoria's no-fault scheme for people injured in a transport accident. You can claim support for medical costs and lost income regardless of who caused the accident.

What the TAC covers

Medical and hospital treatment, ambulance, and rehabilitation, and - if your injuries stop you working - income support for lost earnings. For serious injuries it can also fund longer-term support and some travel costs.

How to lodge a claim

See a doctor, make sure the accident is reported to police where required, and lodge a TAC claim - generally within 12 months of the accident. You are given a claim number to use for your treatment and payments.

No-fault - even if it was your fault

TAC benefits are no-fault, so you can claim medical and income support even if the accident was partly or fully your fault. Fault only matters for a separate common-law claim.

When you may also have a common-law claim

If you were seriously injured and someone else was at fault, you may also have a common-law claim for a lump sum covering pain and suffering and loss of earning capacity. It needs a serious injury certificate and is separate from your TAC benefits - a lawyer usually runs it, often no-win-no-fee.

How to get help the easy way

Post your matter once on ORLA Connect and get matched with Victorian firms that handle TAC and injury claims - free and private.

Injured in a transport accident? Get a lawyer fast

Post your matter once and compare trusted Victorian injury firms. Private, no obligation.

Post your matter — free

Do I need a lawyer for a TAC claim?

For the basic no-fault claim many people manage themselves. For disputes, impairment benefits or a common-law claim a lawyer can make a real difference, and most act on a no-win-no-fee basis.

How long do I have to lodge a TAC claim?

Generally within 12 months of the accident, though it can sometimes be extended to three years. Lodging early avoids problems.

Can I claim TAC if the accident was my fault?

Yes. TAC medical and income support is no-fault, so you can claim regardless of who caused the accident.

Does TAC pay for my car?

No. TAC covers injuries, not vehicle or property damage. Vehicle damage is dealt with through insurance or a recovery claim against the at-fault driver.

This article is general information only and is not legal advice. For advice about your situation, post your matter and a matched Victorian law firm can help.